| Dental Plan Education
What is a dental plan? It is, the best way to save
money and receive quality dental care from your dentist. With our
network of over 68,000 providers nationwide, chances are your dentist
may be a participating provider. You see many dentists realize how
expensive dental care can be, so they are offering their services
at a discounted fee.
Dental plans are different from insurance in that
there are no maximums or minimums, no exclusions, no waiting periods
and no deductibles. In many cases your annual fee for your plan
is less than your annual deductible. The benefits are endless in
that there are none of the restrictions that insurance have, so
you have the freedom to access treatment for you and your family.
Discount Plans versus Insurance
Due to high the premiums associated with dental insurance,
discount dental plans have become a popular alternative for many
Americans.
Traditional dental insurance plans have many built-in
inconveniences including; long waiting periods, costly deductibles,
tedious claim forms and other limitations. Luckily this is not the
only option for dental care. Discount dental plans are hassle-free,
easy to use and extremely affordable.
Dental Insurance vs. Discount Dental Plans
- Characteristics of Dental Insurance
- Limitations, deductibles and annual maximums
- Waiting periods for major dental procedures
- Tedious and time-consuming written claims process
- Limitations/exclusions on pre-existing conditions
- Certain dental specialties, such as cosmetic dentistry,
are rarely covered
- Consumers pay expensive monthly premiums for defined
coverage Typically inaccessible to individuals and families unless
provided by their employer
Characteristics of Discount Dental Plans
- No annual limits, members enjoy discounts on most
dental services all year long
- Most plans activate within 1 - 3 business days
- No tiresome paperwork hassles, plan membership
card is presented for discounts on most dental services
- No health restrictions
- Select plans include discounts on dental specialties,
including cosmetic dentistry and orthodontics
- Consumers pay affordable membership fees for access
to a network of providers offering discounts on most dental procedures
- Available directly to individuals, families, businesses
and groups
To sum it up, discount dental plans are affordable,
easy to use and available to anyone regardless of medical status.
They are the prefect alternative to dental
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